The official page states the gift amount and the processing fee; both should be read from the official source at the time of application. Unlike EB-5 capital, the gift is not an investment and is not recoverable, which changes the comparison even where the headline figures look similar.
Compare a non-recoverable gift with recoverable at-risk capital, not price with price
It is tempting to compare the Gold Card gift with the EB-5 minimum as if they were two prices for the same thing. They are not. EB-5 capital is invested in an enterprise, must be at risk, and can be returned to the investor if the project succeeds and the terms of the investment allow; the investor's costs are the administrative fee, government fees per the USCIS fee schedule, and professional fees.
The Gold Card gift is a payment to the U.S. government that is not returned, plus the processing fee stated on the official page. So the honest comparison for Yusuf is between money he will certainly not see again and money he might, weighed against the differences in timeline, conditions and what each route delivers.
Any figures he is quoted should be checked against the official page on the day he reads them. Hypothetical example: Navdeep has funds from selling a Canadian grain-drying business and is comparing an EB-5 project with the Gold Card process. He should build two cash-flow sheets: one tracks capital placed into a job-creating enterprise and its possible commercial return; the other records the applicant's non-returnable payment to the U.S.
government, processing charges and any professional review. Wire receipts, subscription papers and the current government payment instruction settle which side of the comparison a charge belongs on. This program is not a conventional visa category, so no broker should promise that a payment alone replaces the separate eligibility and screening process.